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U.S. Department of Education Took my refund check from 2018 for a student loan that I don’t owe. $600.00. Greenville Texas

I recieved a letter from U.S. Department of the Treasury Bereau of the Fiscal Service, stating that my refund check had been applied towards a Student Loan that I owed.

Thing is I dont't have one. I want to know if there is any way I can recoup my money. I'm not filing right now as they may decide to thak it again.

Trusii Jeffrey Taraday and Chris Kennedy Trusii Case Study scam Davie Florida

I signed up for a hydrogen water case study with Trusii in March of 2018. The agreement was that I would receive a Trusii ProElite hydrogen water system worth $7000 and in return I would complete a monthly questionaire and post on social media. In return Trusii would give $240 per month for 3 years to pay off the loan I received to purchase the machine.

I completed my part of the deal for all but 2 months until June of 2019. They compensated me for every month except the 2 that I missed. My machine started leaking badly in March 2019 and was unusable by May. I contacted Trusii several times about getting it fixed. Occasionally they would contact me with promises, but nothing ever happened.

I stopped completing the questionaire in June and in August they emailed and said I didn’t need to do it if my machine was broken. Now they want $382 to six my machine and $2100 because they claim I rarely completed the survey. I’m still paying off the loan and have a machine that doesn’t work at all

PSILOCYBIN LOUNGE TOOK MY MONEY AND NEVER SHIPPED THE ORDER

I followed their instructions regarding payment. I sent them $250 via bitcoin. I was in contact via text with a Rachel from their company. Once the funds were delivered, all communication ceased.

They simply took my money and cut off communication. They do not respond to anything. I have all text communication between Rachel and I. 

Trusii Wellness Program Services Trusii failure of payment for case study as agreed; water machine broke down only after 5 months and not producing H2 gas as claimed; Company failed to respond to complaints Davie Florida

I am one of thousands of victims approved for Trusii 's 36 month paid in-home case study program, where Trusii made a promise of paying me $275 per month for 36 consecutive months, in exchange for my participation and vital feedback via completing monthly online questionnaire and posting reviews on social media. My Trusii machine was financed and processed through GreenSky /Synovus Bank on12/23/2018 for the total amount of $9970.00.  There was only 30 days grace period for return/refund after purchase date.  However, I didn't receive the product until approximately 04/15/2019 (almost 4 months after). When I emailed and requested for a return, I didn't get any response back. 

On 04/23/2019, after receiving the product but still without receiving any response back from Trusii, I proceeded setting up the Trusii machine and started using the machine in my clinic for my patients and myself. I posted my reviews and completed the online questionnaire as required for a period of 3 months. During that time, I only received my one and only check of $275 on 06/13/2019.  Since then, Trusii failed to issue any more payment, despite of my numerous emails, calls, and text to Jeff Taraday’s cell phone.  I continued fulfilling my monthly responsibilities as required, but Trusii failed to follow through with their agreement. Just recently, I found out from a friend who was also another case study victim and who also didn't get paid as well, that Trusii had done the same thing to nearly thousands of other clients like myself, including failure to deliver the product or respond to repair issues. 

Around 09/02/2019, only after 4 months of usage, my Trusii machine began to fail to produce adequate H2 gas. I recently tested the H2 concentration in the water and discovered that my Trusii machine only produced .15 ppm, which was much less than what was claimed on the website, supposedly being 4-5 ppm of H2 concentration.   I emailed to Trusii to notify them about the failure of operation of my Trusii machine, requesting to withdraw from the case study program, requesting for the return of the machine, and a full refund to GreenSky bank.  And again, not to my surprise, Trusii failed to respond. 

As of beginning of November 2019, my Trusii unit started to produce an moldy after taste in the water, and there was no H2 gas produced other than plain cold water.The sliding door no longer opened at the push of the button.  I had to turn off the unit to prevent any liability of getting my patients sick from drinking the moldy water. 

On 09/02/2019, I had also filed complaints to both Florida and Texas Attorneys Generals and the FTC, so that law enforcement can be executed to prevent Trusii from operating their Ponzi Scheme and continuing their fraudulent acts of scamming others.  I do not want to infringe my credibility as a health care professional, therefore I no longer wish to continue promoting them nor engaging in their Case Study Program, especially with all that was happening, not only to myself but thousands of others as well. 

Privaterecords.net Failed to answer the phone so I could cancel my service during business hours

I signed up for a trial of 2 days with the potential to use for my business.  After researching a few names that I knew were registered felony criminals and their records coming back clean, I decided to cancel.  I called that same afternoon and there was no answer.  I did miss a call back after returning to meetings for the remainder of the day. 

The only option they give is to call and I see why….they don't answer their phone until AFTER your trial period is up.  I spoke to someone on the 3rd and they cancelled.  Later I noticed the charge on my account and immediately called in to speak to someone.  Of course, their customer service is lacking as they barely speak enough English and they refuse to even consider the fact that I finally reached someone a day late and issue a refund.  I will be contacting my bank to issue a dispute.  

STAY AWAY FROM THEIR SERVICE

 

 

Trusii (Wellness Program Services) Trusii Scam and Ponzi scheme on Hydrogen Water systems Davie Florida

Trusii sold myself, through loans with companies they provided, and hundreds of others hydrogen water machines which were part of a case study that they created whereby they were going to pay all individuals to be part of this case study program as a way to pay back the loans taken on these machines for ur participation in the "case study".

Unfortunately this whole "case study" was just part of a scam and ponzi scheme created by Jeff Taraday and Chris Kennedy in order to steal from all the participants involved. The loans were obtained through secondsry banks that did no due diligence on Trusii.

If that did they would have found out that the CEO had been arrested on fraud charges in the past and that the case study was not a legitimate case study as there were no doctors or researchers involved. It was just a way to promote themselves and see more bogus hydrogen water machines thart never worked properly, never put out the hydrogen in the parts per million advertised, got infected with mold and simply broke down after a few months of use.

Several lenders have already forgiven loans and others are still in the investigative mode. Hundreds of complaints have been filed with the attorney general, the FBI, office of the comptroller of currency and other agencies. This is a true scam, ponzi scheme and they continue to try to lure other innocent individuals into buying their machines….stay clear of this company!

Tax Lien Buyers Club VERIFIED Safe TRUSTED BUSINESS REVIEW: Tax Lien Buyers Club is committed to customer satisfaction. Highly trained customer service team dedicated to helping Tax Lien Buyers Club members succeed. Tax Lien Buyers Club has excellent reviews and has a high score with the Better Business Bureau. Tax Lien Buyers Club has highly trained and knowledgeable instructors and Mentors with real world Tax Lien and Real Estate Investing Experience. Tax Lien Buyers Club receives a positive rating for their commitment to the Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. Tax Lien Buyers Club has consistently demonstrated their dedication to 100% customer satisfaction, this dedication lets customers feel safe confident and secure when they choose Tax Lien Buyers Club.

Ripoff Report REVIEW /Commitment to Customer Satisfaction

Tax Lien Buyers Club joins Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program — a long name for a program that does a lot for both consumers and business alike.

Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program — a program that benefits the consumer, which helps to increase consumer satisfaction and confidence when doing business with a member business Verified By Ripoff Report.

When a company or individual joins the Ripoff Report Corporate Advocacy Program, they must make a commitment to us – in writing – to 'doing whatever it takes to make things right with their customers. What does that mean? It means that Ripoff Report expects that members of our Corporate Advocacy Program will review and respond to ALL customer complaints promptly. It means that every complaint will be taken seriously, and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). "Making things right" can mean lots of different things to different people, but our point is this – by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction.

ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM THE REST

29 Prime Inc is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.
A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

By ED Magedson – Founder, Ripoff Report


T
ax Lien Buyers Club approached Ripoff Report with the intent of wanting to resolve any customer issues and reports posted on Ripoff Report.

As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to. The people at Tax Lien Buyers Club did just that.

TAX LIEN BUYERS CLUB CONTINUES TO CLARIFY WHO THEY ARE AND WHAT THEY CAN DO FOR CLIENTS

"Tax Lien Buyers Club specializes in training individuals who are interested in investing in real estate through delinquent tax properties. This includes Tax Liens, Tax Deeds, and Redemption Deeds. This can be a complex world for new investors to enter and investors who approach this strategy without knowledge and experience are prone to costly mistakes. Our website is a one stop shop for both experienced and novice tax lien investors. Founded by tax lien investors for tax lien investors we can insure you that there is no better place to learn this strategy than Tax Lien Buyers Club.

WHY TAX LIEN BUYERS CLUB IS BETTER THAN THEIR COMPETITORS

Tax Lien Buyers Club unlike their competitors never outsource customer service. All of our highly trained agents are located in our corporate office in the United States. This allows us to hold in depth weekly trainings and to make sure our staff is as knowledgeable as possible. Our training materials and content are constantly updated to reflect the latest statutory and regulatory changes. Our team also has real world investing experience. Tax Lien Buyers Club consistently sets the standard that our competitors attempt to emulate.

TAX LIEN BUYERS CLUB – STATEMENTS FROM THE PRESIDENT AND FOUNDER – EDWARD STEWART

"
Hello! My Name is Edward Stewart and I am the Founder and President of Tax Lien Buyers Club. I would like to personally thank you for taking the time to review Tax Lien Buyers Club. We are constantly trying to improve and your honest feedback is essential to this process. We do everything we can to make sure our customers are happy."

"At Tax Lien Buyers Club we pride ourselves in using the highest quality SERVICE.

"We only employ trainers and mentors with real world real estate investment experience. We refuse to outsource our customer service because we believe this is the key to happy clients. We do our best to ensure your phone calls and emails are handled quickly and efficiently by one of our happy US based employees. Our website content is constantly updated so you are assured access to the latest most relevant training and information."

ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH

As stated above, Tax Lien Buyers Club is committed to 100% customer satisfaction and has made every possible effort to ensure that all customers have a positive experience while at their business.

After speaking with the management at Tax Lien Buyers Club and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give Tax Lien Buyers Club a positive Rating. Tax Lien Buyers Club made efforts to ensure that all customers were satisfied and owner, CEO, or Managing Member assured Ripoff Report that the business has an improved business model that features customer satisfaction as the top priority.

STATED IMPROVEMENTS FROM TAX LIEN BUYERS CLUB 

Their new policy is to always contact all customers to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible. Tax Lien Buyers Club is willing to go beyond the call of good customer service and do what it takes to make things right with their customers.

Tax Lien Buyers Club is dedicated to customer satisfaction the team at Tax Lien Buyers Club has committed to work with their clients until they feel successful. Their customer service team will answer any and all questions as quickly and efficiently as possible. They are dedicated to the success and happiness of their clients and will continue to work with you every step of the way. Tax Lien Buyers Club receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.

*Any consumer not receiving satisfaction from a member of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program should email us at [email protected].

This kind of dedication to customer service means that Tax Lien Buyers Club will do whatever it takes to make sure their customers are properly taken care of.

In the future, if anyone has any complaints or concerns with Tax Lien Buyers Club, you are invited to contact them directly via email: [email protected] (again, please be sure to cc: [email protected] so we can keep track of the company's response and to insure customer satisfaction). You can call Tax Lien Buyers Club directly at 801-367-8320.

As always, Ripoff Report cannot guarantee that every customer or employee will always be 100% satisfied in every case, but we promise that if you have any concerns with Tax Lien Buyers Club or any of our Corporate Advocacy Program members, we will do everything we can to see that the issue is addressed quickly and that you are treated fairly and with respect. Any issues you think you cannot resolve with any member of Ripoff Report's Corporate Advocacy Program, please contact us at [email protected].

Remember, just because a company or individual is reported on Ripoff Report does not mean you should not do business with them. Use Ripoff Report information as a tool to your advantage. Be knowledgeable about any company or person you hire. Also, don't be afraid to ask questions and get additional information until you feel comfortable in allowing them to work for you.

Be sure to contact us with your questions and comments about any business that is part of the Corporate Advocacy Business Remediation and Customer Satisfaction Program. Your questions, comments and suggestions are always welcome and will be considered even if we don't agree with them. Please realize Ripoff Report is chartering in new territory, working to make a change for both consumers and businesses alike.

How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past.  Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days.  The member business must err on the side of their customers.  Otherwise the member business is off the program.

Ripoff Report has determined that Tax Lien Buyers Club meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.

Consumers can feel safe confident and secure when doing business with Tax Lien Buyers Club.

Here's why:

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, and about Tax Lien Buyers Club’s Commitment to Excellence and Consumer Satisfaction.

Consumers should feel safe, confident and secure when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program, yes, a long name for a program that does a lot for both consumers and businesses alike.

Written by,

..Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program team..
 
..by consumers, for consumers
Ripoff Report

PO BOX 310, Tempe, AZ 85280
602-359-4357 when selection starts, press 5 …then, three seconds later press 1… Say who you are!

Our mission:

ED Magedson: Founder, Ripoff Report
F Follow Ripoff Report on Twitter
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REVIEW UPDATE: May 10, 2018: CRE-Finance remains committed to increased customer satisfaction and has improved their business practices over the years to better serve their customers. CRE-Finance is truly dedicated to making sure their customers are satisfied and that any complaints which do arise are addressed promptly and fairly.

To date, CRE-Finance has made good faith efforts to resolve all complaints reported on Ripoff Report. Based on our experience, the member business has proven to be among the top members of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program as a Verified Safe Business™.

Over time and since becoming a member, CRE-Finance has remained actively engaged and improving the way they address customer service complaints. As an active and current member of the Ripoff Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever CRE-Finance remains committed to improving customer satisfaction.

Remember, no company or individual can ever satisfy 100% of the people 100% of the time. There are no products or services that will always be perfect for everyone and even the best companies will receive complaints from time to time. However, by participating in the Corporate Advocacy Program, the member business has made a commitment to working with its customers to resolve complaints quickly and fairly whenever possible.

Please keep in mind that as a consumer you have some responsibilities as well. Success has many definitions that based on your past experiences, current situation and your perceived expectations. Success with any product or service is always based on the proper application and understanding. The fastest car will not run if you never turn the engine on. Look at how you used the product or service that was provided in relation with the instructions that you received. The Corporate Advocacy Business Remediation and Customer Satisfaction Program will help you get your voice heard but please be prepared with documentation and fair representation of your concern, also have an idea of how the company can fix your concern. Can they offer additional services, extend warranties, offer a fair refund or just get you talking with someone that can help. ..let them know and let us know!

*Any consumer not receiving satisfaction from a member of the Corporate Advocacy Program should email us at [email protected].

Ripoff Report Verified™ REVIEW

EDitor's UPDATE: Positive rating and recognition has been given to CRE-Finance for its full commitment to quality customer service.

Ripoff Report's discussions with CRE-Finance, LLC have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. CRE-Finance, LLC listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

CRE-Finance's principal and managing member, Mr. Richard Tretsky, has informed us that his personal philosophy is that his clients success are the heart of the business. As a successful businessman, Mr. Tretsky feels it is critical to listen to his clients and respond properly. By always putting his customers first, Mr. Tretsky hopes to maintain CRE-FINANCE, LLC as a successful enterprise both now and for many years to come. Another top executive, CEO Todd Tretsky told us that Mr. Tretsky's personal business philosophy is based on the premise that "strives to add value in service, understanding that a successful business model is based on value-added services, and client care". CRE-FINANCE, LLC's Todd Tretsky says this, "We are one of the top Correspondent Lenders for helping small businesses create and build their own businesses. With us, you'll always receive an honest and straightforward approach to financing that comes from a team who consistently works with affiliates from large and small investors to find the best fit for the financial needs of small businesses all over the country.”

One of the things Ripoff Report learned in the course of its review is that typical customer feedback reads, "CRE-Finance, LLC truly communicate all aspects of the service in a timely and effective manner. We are very pleased with the responsiveness that the employees show us. They are serious about meeting commitments, and deliver on their promises.”

The information provided in this report is based on comments made by Richard Tretsky during an onsite inspection held by a third party verification company with no biases toward World Patent Marketing.
CRE-Finance is Ripoff Report Verified
Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

CRE-Finance LLC is a correspondence commercial mortgage lending company that can also be found under the company name Financial Funding LLC. They provide a wide array loan options for potential clients for all types of commercial loans. One of CRE-Finance LLC's main objectives is dealing with banks, insurance companies, and investment bankers in order to place investor's loans with the right lender.

Most of their leads are developed through their positive reputation. Richard Tretsky went on to explain, "over the past forty years we have built a network of quality mortgage brokers, realtors, builders, and developers." The quality of their reputation has led to financial consultants and accountants referring their services to potential clients. Mr. Tretsky also informed us that they do advertise on both Google and yahoo which has provided leads for their company. It should be noted that none of the leads for CRE-Finance LLC are purchased.

CRE

CUSTOMER CARE & COMPLAINT RESOLUTION FROM CRE-FINANCE

During the onsite interview Mr. Tretsky was asked to describe a situation where a client was not satisfied with the level of service they received. Mr. Tretsky went on to explain that, "usually complaints against our company are in reference to clients believing that their property should be appraised at a higher value. If complaints like this arise CRE-Finance LLC with offer for an appraisal to be conducted by a third party appraiser. This allows for the client to have a firm understanding of their properties worth from an unbiased source. Complaints can also arise when clients are asked to provide documentation necessary to determine whether or not they qualify for a loan. However, once the proper documentation is provided and the loan can be closed the issues are resolved.”

When asked to comment on complaints posted on Ripoff Report's website Mr. Tretsky informed us that some people who inquire services with CRE-Finance LLC believe that they will automatically qualify for a loan, or receive a certain loan amount. However, this is simply not the case, there are several factors that go into determining the qualifications of a loan. With over 40 years of experience and funding over 10,000 loans CRE-Finance LLC understands the many elements that go into applying for a loan, and are glad to go over applications and provide any information to get people funded. They will use all their professional experience to make sure every customer is ultimately satisfied.

When asked what type of changes they have made to honor their commitment to make things right with the customer per the request of Ripoff Report, Mr. Tretsky informed us that they have added additional staff, and spoke of one staff member in particular who has 25 years of experience. This staff member will primarily focus their attention on QUALITY CONTROL.

World Patent Marketing is proud to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program. They view this as an opportunity to show their dedication to quality customer service through a trustworthy source.

CRE

CRE-FINANCE / STATEMENT FROM THE CEO, TODD TRETSKY

"Whether you’re an individual or a business, chances are you don’t feel warm and fuzzy about commercial mortgages. The term “friendly, local banker” seems to be a sweet little notion left over from the last century—a relic that has lost its meaning. What’s more, securing loans, finding reasonable fees, and simply getting sound financial guidance and personal attention have become major challenges. For many, the entire commercial mortgage experience is discouraging—even intimidating. At CRE Finance, LLC we’re restoring your faith in Correspondents. Designed to be a resource for all your commercial mortgage needs, we focus on relationships first. By getting to know you, we’re able to find solutions that let you meet your goals and fulfill your dreams. Small enough to be nimble—and unencumbered by the layers of bureaucracy that plague large institutions. We’re creative and understanding, plus we have the flexibility to customize solutions and provide commercial financing needs that suits your situation. We respond quickly, so you can move forward with your life and your plans. Don’t mistake “small” for “unsophisticated,” though. Knowing that convenience is important to you, we offer innovative products that are very competitive. What really defines us is our team. Seasoned over 100 years of combined training, and extremely approachable, our executives and staff are also immersed in your loan process with the goal of building relationships and make your corner of the world a better place to live. At CRE Finance, LLC, your “friendly, Commercial Correspondent is here to serve you. So call us today to create the life you want, whether it’s building a business, growing or expanding your business, financing one building or multiple buildings we are here to help.”

“We are one of the top correspondent lenders for helping small businesses create and build their own businesses. With us, you'll always receive an honest and straightforward approach to financing that comes from a team who consistently with affiliates from large and small investors to find the best fit for the financial needs of small businesses all over the country. Please take time to review our site, learn about some of our programs, and meet the people who will work with you during the transaction, understand our history, and receive answers to some of your questions.”

CRE-Finance, LLC's CRE-Finance, LLC's team have expressed that they feel very confident doing their job. CRE-Finance, LLC takes employee satisfaction seriously as well. Employee feedback and surveys reveal comments such as this, "CRE-FINANCE, LLC provides a very positive environment to work. Opportunities for suggestions and improvements are encouraged. Mr. Tretsky is truly concerned about our contribution to the company and providing growth opportunities for us. He takes the time to listen and communicate with employees and customers.”

Ripoff Report was pleased to learn that CRE-Finance, LLC's past and current approach to business is focused on its pledge to total commitment towards client and employee satisfaction.

CRE

WHY CHOOSE CRE-FINANCE

Choosing a Lender, Broker, or Correspondent Lender

"Maybe you've heard of mortgage lenders and mortgage brokers, but you're not sure what the difference is, or why you'd choose one over the other. Let's explore the differences between lenders and brokers, and also explore a third option — the correspondent lender.

Lenders

Lenders are banks, mortgage banks, or other financial institutions. These institutions lend their own money. They employ loan officers or other representatives to work with customers and underwriters to process the final loan approval. Underwriting may take place right in the lender's local branch, or at a central location.

Lenders fund your mortgage directly.

Brokers

Brokers don't lend money. They shop your loan around to lenders until they find one to fund your loan. They may do some of the paperwork involved with funding the loan, but the ultimate underwriting approval is done by the lender.vBrokers work with lenders to fund your mortgage.

Correspondent Lenders

Correspondent lenders are almost like a hybrid between lenders and brokers. They can fund your mortgage themselves, or they can get your mortgage funded by a traditional lender. However, even when they send your mortgage out of house for funding, they can complete the underwriting process in-house, giving them more control and quicker turnaround than a broker.

Correspondent lenders may fund your mortgage directly, or by working with other lenders.

Which is better; a lender, broker, or correspondent lender?

The best person is the one who offers the most competitive rate, lowest fees, fastest turnaround on paperwork and approval, and lowest likelihood of botching your deal. Beyond that:

Brokers offer the flexibility of being able to shop multiple lenders at once. But once they send the paperwork to the lender for underwriting approval, they have no control over the process.

Lenders may offer quicker turnarounds since they conduct underwriting themselves. This is not always true for loan officers at national banks — they often send their underwriting out of town to a central office.

Correspondent lenders are an excellent option, as they combine the flexibility of brokers and the processing speed and control of a lender.”

CRE

STATED IMPROVEMENTS FROM CRE-FINANCE

CRE-Finance, LLC recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report's review, Brandefined has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our review, which included discussions with Mr. Tretsky, Ripoff Report is convinced that CRE-Finance, LLC is committed to quality delivery of services resulting in total client satisfaction.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

NOW TO THE ORIGINAL REPORT THAT WAS FILED

CRE-Finance.com Financial Funding LLC; Richard Tretsky; Todd Treksky; Dametria Hardwick Questionable Business Activities Caution Eatontown New Jersey

ABOUT THE RIPOFF REPORT BELOW:

Ripoff Report would like to let readers know that Ripoff Report emailed this customer so the member business could make things right with them. When a business joins the Corporate Advocacy Program, Ripoff Report emails everyone from the past so the member business can make things right with them. Of course, everything within reason. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer. Sadly, the author of the complaint below was unreasonable and didn’t allow CRE-Finance the opportunity to make things right with them within reason.

STATEMENT FROM CRE-FINANCE:

We strive for customer service and when this posting was brought to our attention, we reached out to client and we were able to resolve the matter in a satisfactory manner. The author of this post had updated his post confirming the acceptable resolution.

—————————————————-

 I cannot say that Financial Funding LLC aka CRE-Finance LLC ("FFLLC") aka AmeriFinancial cheated me.  Then again I never gave them a chance to.

I have been a Connecticut Based Real Estate Developer for 35 years.  I was seeking funding for a larger commercial development and contacted my own  Mortgage Broker who I believe to be reputable ("Reputable Broker").  My Reputable Broker was contacted by FFLLC thru LinkedIn and FFLLC represented themselves to be Wall Street based direct lenders aka conduit lenders aka correspondent lenders looking for larger commerical deals in the Northeast.  Reputable Broker presented FFLLC my project and FFLLC prepared a term sheet offering financing.  Reputable Broker presented FFLLC my 2nd project and FFLLC prepared a term sheet offering financing for the 2nd project.  Reputable Broker presented the term sheets to me.  Neither Reputable Broker or I had started the customary back checking process.

The deal was almost too good to be true.  But then again, I have seen better and worse deals in my 35 years and I had no reason to believe the offer was outside market parameters.  I had an online conference with Richard Tretsky and all seemed well enough.  I had a second online meeting with Richard Tretsky and for some reason I felt uneasy.  Mind you, we had not started to do the usual extensive background checks. 

Tretsky was asking for a $20,000 non-refundable underwriting fee.  So I started checking.  I did not like what I saw:

  • There were five Ripoff Reports concerning this firm.
  • The so called "Wall Street Office" at 30 Broad Street, 14th Floor, New York, NY 10004 appears to be a Virtual Office supplying a address, a Mailbox, and pay as you go services (for as little as $75 per month). 
  • The address listed for AmeriFinancial is The Trump Building, 40 Wall Street, New York, NY 10005.  I have not seen the AmeriFinancial offices, but I wonder if it too is a Virtual Office offered for $69/month in the building.
  • The New Jersey office seems real enough, but I never visited.
  • I checked out their websites cre-finance.com and financialfundingllc.com and ameritrustdeed.com.  The so called references listed on the sites simply did not check out.  For example, I could not find a Don MacNeil of Valley Stream NY or any of the other names listed on the website using google or any database. 
  • I had never heard of (and googled some) of the designations claimed by Richard Treksky.
  • The numerous press reports about the firms seem to originate from the numerous press releases issued by the firm.
  • They announced Financial Funding LLC acquired AmeriFinancial in a big press release.  However, I could not find anything printed about AmeriFinancial prior to the announcement. 

So I could not say Treksky et al were not legit, but we certainly had a cloud of doubt.  So we asked in writing for Richard Treksky to produce references from his banks, references from people who have successfully borrowed from him in the past and a list of recent loans (tombstones) place in the past year. 

We had no reply. 

 

 

 

The Society I have heard of offers like this before from some other people who tried this and lost a great deal of money, and most tranactions were dealt through banks.  

The Society tom sent me a letter asking me to read the 12 page letter about this group that has made millions of dollars and is a very special group of important people. after reading this letter, they say everything is free after reading the letter, I am to send my answer back,and they will send me my membership instructions. all this is free, i am to tell no one, and my response needs to be sent to them by Feb 7th by fax

When the check that they sent back to the member, there checks were no good. Sounds like a scam, but i will let you handle it–thanks—bob            

 

Blue Pie/Hurricane Healing Scams/Illegal Distribution Pirated Content/Changed names of music on our label to disguise Alexandria, Australia

We at Musik and Film, have been fighting to get our content illegally distributed by Blue Pie Records down for 2 years. Even just recently in Nov. 2011, Blue Pie, without our knowledge or consent, released more of our content under Hurricane Healing label.

However, recently Ingrooves has begun the process of taking down content. Thanks in large part to people who are willing to voice their dissatisfaction with these outrageous actions taken by Damien Reilly and Blue Pie. He has scammed thousands of dollars from good folks – ruined some indie artists careers.

It is difficult enough in this industry for sincere artists who are just trying to share their gift of music. We cannot tolerate such blatant disregard for the integrity of the process as those advanced by Blue Pie and Damien Reilly.

We and hundreds of other artists all over the world are banding together to take legal action. There are many other stories on scam informer also. Please contact us at musikandfilm if you would like to join us. Together, we can make a difference.