In January I accepted a collect call from my brother.  When I got the call they did not disclose how much the call was.  I spent about a hour on the phone with my brother.  I checked a couple days later to see what the charge was it was $38 for a hour. 

I thought that was high for a hour.  I just received my bill and the charge is now $87 for a hour.  I called them and they said the fees are up to the phone carrier or some BS.  They know if they disclose their fees no one would pay.  Would you?  So now I'm trying to get my money back. 

I do not agree to the charges.  If anyone know what else I can do let me know.

 Just saw another post on here about the same person Alvin j parmassar. Aka don This guy is a piece of work he borrows money to do so call real estate deals. Refinances Properties says he going to use your money to invest and will pay back big With big interest and never does When you confront him he comes up with the most creative stories about how he is a CIA agent.. he working with FBI He even claims to be ripping off banks in the Dominican Republic and Cayman Islands u name it. He says what ever he needs to To buy time… he owes like 10 people I know of. Be care ful of this guy he's is the worse scum they have… someone need to teach him a lesson

They called on 209-254-9512 but ask you to call back on 866-369-0517.

They do not run a do not call list and I don't think they know what it is. Don't give them any upfront money, they are not a real company and don't have a website or physical address.

Ripoff Report REVIEW /Commitment to Customer Satisfaction

REI Holdings joins Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program — a long name for a program that does a lot for both consumers and business alike.

Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program — a program that benefits the consumer, which helps to increase consumer satisfaction and confidence when doing business with a member business Verified By Ripoff Report.

When a company or individual joins the Ripoff Report Corporate Advocacy Program, they must make a commitment to us – in writing – to 'doing whatever it takes to make things right with their customers. What does that mean? It means that Ripoff Report expects that members of our Corporate Advocacy Program will review and respond to ALL customer complaints promptly. It means that every complaint will be taken seriously, and every customer will be treated fairly and with respect. It means if a customer did not receive what they expected, the company will work with that customer to fix the issue. It means that if a customer requests a refund and if there is any reasonable basis for that request, we expect the customer will be given a prompt refund (some refund requests may not be reasonable, so this does not mean a refund is guaranteed in every case). "Making things right" can mean lots of different things to different people, but our point is this – by working closely with the company or individual to resolve any disputes, Ripoff Report can track the footprints of customer service to ensure that our Corporate Advocacy Program members are doing everything they can to treat customers fairly and to increase their customer satisfaction.

ALL COMPANIES GET COMPLAINTS, BUT HOW THE COMPANY HANDLES THOSE COMPLAINTS, SEPARATES GOOD BUSINESSES FROM THE REST

Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program. A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

By ED Magedson – Founder, Ripoff Report

REI Holdings approached Ripoff Report with the intent of wanting to resolve any customer issues and reports posted on Ripoff Report.

As a Part of the Corporate Advocacy Program the member business allows Ripoff Report to send an email to all of those who filed a complaint in the past, letting the customer know, the member business wanted to make things right with them, whatever it takes to do so. Ripoff Report always monitors these emails to insure the member business does what they agreed to. The people at REI Holdings did just that.

REI HOLDINGS CONTINUES TO CLARIFY WHO THEY ARE AND WHAT THEY CAN DO FOR CLIENTS

"REI Holdings is the exclusive resource small cap and individual investors trust for Tax Lien and Tax Deed purchases. Their relationship with institutional investors give use access to tax lien inventory that is typically unavailable for individual and small cap investors. REI Holdings specializes in foreclosure ready property for those seeking property acquisitions. Their goal is to help our clients succeed with their real estate investing so that they will work with REI Holdings again and again.

REI Holdings states: “Our experienced portfolio managers can help you navigate our vast inventory of tax delinquent properties and find an investment that is right for you.”

WHY REI HOLDINGS IS BETTER THAN THEIR COMPETITORS

”REI Holdings, unlike their competitors, actually gives investors the opportunity to purchase foreclosure ready tax delinquent properties. There are other places that will teach you how to invest in tax lien certificates. But none of the competitors are actually actively investing in Tax Lien and Tax Deed properties.

REI Holdings dedication to take care of their clients is reflected in the fact that they have sold over 50,000 tax lien certificates to clients with very few complaints or problems. REI Holdings has demonstrated that they take responsibility for their mistakes and do whatever it takes to make things right with their clients.

REI Holdings has built a thriving business due to the large number of repeat customers who purchase from them again and again.

REI HOLDINGS – STATEMENTS FROM THE FOUNDER AND PRESIDENT – EDWARD STEWART

"Hello! My Name is Edward Stewart and I am the Founder and President of REI Holdings. I would like to personally thank you for taking the time to review REI Holdings. We are constantly trying to improve and your honest feedback is essential to this process. We deeply value your business and our relationship with our clients and do everything we can to make sure our clients’ needs are satisfied.”

"At REI Holdings we pride ourselves in using the highest quality SERVICE.

REI Holdings employs experienced and certified tax lien investment professionals to help guide our clients through the complex world of real estate tax lien investing. When you speak to one of our portfolio managers you can rest assured knowing that the person on the phone is drawing from a deep well of tax lien investment experience.

ANY BUSINESS THAT CAN ADMIT THEY MADE MISTAKES AND CORRECTS THOSE MISTAKES IS A BUSINESS YOU CAN TRUST AND WORTH DOING BUSINESS WITH

As stated above, REI Holdings is committed to 100% customer satisfaction and has made every possible effort to ensure that all customers have a positive experience while at their business.

After speaking with the management at REI Holdings and emailing anyone who filed a complaint in the past, Ripoff Report is proud to give REI Holdings a positive Rating. REI Holdings made efforts to ensure that all customers were satisfied and owner, CEO, or Managing Member assured Ripoff Report that the business has an improved business model that features customer satisfaction as the top priority.

STATED IMPROVEMENTS FROM REI HOLDINGS 

Their new policy is to always contact all customers to gather valuable feedback so that they can continue to adapt and deliver the best customer service possible. REI Holdings is willing to go beyond the call of good customer service and do what it takes to make things right with their customers.

REI Holdings is dedicated to customer satisfaction and technology. From their custom built tax lien portfolio management software, to implementing high end customer engagement tools like zendesk. REI Holdings has demonstrated their belief that taking care of clients is the best strategy for long term business. Their industry exclusive Buy Back Guarantee is one more way REI Holdings stands out from the competition. REI Holdings receives a positive rating for their commitment to Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.

*Any consumer not receiving satisfaction from a member of Ripoff Report's Corporate Advocacy Business Remediation and Customer Satisfaction Program should email us at [email protected].

This kind of dedication to customer service means that REI Holdings will do whatever it takes to make sure their customers are properly taken care of.

In the future, if anyone has any complaints or concerns with REI Holdings, you are invited to contact them directly via email: [email protected] (again, please be sure to cc: [email protected] so we can keep track of the company's response and to insure customer satisfaction). You can call REI Holdings directly at 855-598-0658.

As always, Ripoff Report cannot guarantee that every customer or employee will always be 100% satisfied in every case, but we promise that if you have any concerns with REI Holdings or any of our Corporate Advocacy Program members, we will do everything we can to see that the issue is addressed quickly and that you are treated fairly and with respect. Any issues you think you cannot resolve with any member of Ripoff Report's Corporate Advocacy Program, please contact us at [email protected].

Remember, just because a company or individual is reported on Ripoff Report does not mean you should not do business with them. Use Ripoff Report information as a tool to your advantage. Be knowledgeable about any company or person you hire. Also, don't be afraid to ask questions and get additional information until you feel comfortable in allowing them to work for you.

Be sure to contact us with your questions and comments about any business that is part of the Corporate Advocacy Business Remediation and Customer Satisfaction Program. Your questions, comments and suggestions are always welcome and will be considered even if we don't agree with them. Please realize Ripoff Report is chartering in new territory, working to make a change for both consumers and businesses alike.

How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past.  Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days.  The member business must err on the side of their customers.  Otherwise the member business is off the program.

Ripoff Report has determined that REI Holdings meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report and has not made a determination as to the business' product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.

Consumers can feel safe confident and secure when doing business with REI Holdings.

Here's why:

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, and about REI Holdings’ Commitment to Excellence and Consumer Satisfaction.
 
Consumers should feel safe, confident and secure when doing business with a member of Ripoff Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program, yes, a long name for a program that does a lot for both consumers and businesses alike.

Written by,

..by consumers, for consumers

PO BOX 310, Tempe, AZ 85280
602-359-4357 when selection starts, press 5 …then, three seconds later press 1… Say who you are!

Our mission:

• Empower consumers
• Defend the First Amendment
• Expose wrongdoing
• Help companies regain control

ED Magedson: Founder, Ripoff Report
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Scam …

We ordered the product for Christmas on Dec. 3 shipping date was given to us within a week of order date. We received an email two weeks later that it was going to be late here is what they sent.

We are incredibly sorry for the delay in the delivery of your products. We were flooded with unexpected amounts of orders last month during our big sale on Black Friday and Cyber Monday. Therefore, we have opened an entirely new production line to speed up the manufacturing process and get the products to you all as soon as possible. 

We have hired extra staff to make up for this delay and we are working around the clock to answer all incoming support tickets and ship out all orders. We are really sorry for the inconvenience this might have caused.

We then finally get the product mid January we had already bought something else for the Christmas present as this was so late now here is the kicker they have on their website DELIVERY TIME: 3-5 DAYS

30 DAY MONEY BACK GUARANTEE 

FREE TRACKED WORLDWIDE SHIPPING

So we sent an email asking to refund they sent this back

Thank you for contacting Neat Projector! 

Unfortunately, your order is already delivered. We can't process a refund.

Sincerely,

Neat Projector Technical Support

Would never use this company again and will make sure I tell everyone I can. 

In this day and age almost all reputable companies offering health related, perishable products have a refund policy.  Even the not so reputable ones, that send you stuff that you didn't even order have refund policies!  Not Happy Mammoth!  The product I ordered, Hormone Harmony, tastes exactly like vomit.  Not trying to be disgusting it's just that's what it tastes like.  There's no way I could mix this powder in anything to mask the flavor.  Apparently, I'm not the only one as a email went out to all of the folks who had purchased it.  Below is a copy of what it said. 

My gripe is that once I tried the product and relized that there is zero possibility of me being able to use the product, I contacted them and they basically just said too bad – zero refunds.  I went back to their site and the info is there but this product is truly so incredibly heinous that I want to try to help others from getting caught in the same expensive, no way out trap.   

We want to address the feedback we have received about the flavour of Hormone Harmony…

As we know, the flavour of something is subjective, open to various opinions and preferences vary dramatically from person to person. However, the feedback we have received for the Hormone Harmony outweighs what we receive for our other products, so I wanted to take the time to explain the following two things to you:

1. Why Hormone Harmony tastes the way it does; and
2. What we are already doing to make improvements to the product

Firstly, our formulation policy at Happy Mammoth is to create ‘clean’ and natural products without the inclusion of artificial additives such as sweeteners, fillers, preservatives, binding agents, thickeners, artificial flavours and other inflammatory additives your body doesn’t need. In fact, we wrote the book on 47 Dangerous Additives you need to avoid…

Second, our founding principles have always been to include ingredients in their most effective form and at the dosage amount — demonstrated by numerous scientific studies and clinical trials to get you the fastest results — so you can overcome your unique health issues to make new, long-lasting positive health changes.

When Hormone Harmony was in its initial Research and Development phase, our R&D and Lab teams were confronted with a dilemma…

We could launch an incredible formula with natural ingredients dosed at clinical amounts backed by scientific studies in their most effective forms that didn’t contain any inflammatory artificial additives. The compromise with this approach means that taste would still be good, but not amazing. And certainly not like a candy.

OR…

We could ignore the two founding principles of the business and create a product that tastes amazing, but is loaded with artificial additives that trigger inflammation and with ingredients dosed at low amounts that get you little to no results.

With this approach, we would have had little complaints about the taste and the product would have been much more profitable for us. As it stands, the production costs for Hormone Harmony are 77% higher than other products due to the large number of expensive and ultra-high quality ingredients.

Obviously, we will choose option #1. We think the second approach is horrible. And we will not be like most other health food and supplement companies that use this approach to their formulations. In fact, the second approach is one of the biggest crises in the industry to this day.

As you can see, it’s not possible to have the best of both worlds here. And we are not in the business of creating candy or soft drink style flavoured products.

Now, the three ‘problem ingredients’ that cause issues with the taste are:

• Berberine Bark Extract HCI (shown to end sugar cravings and make weight loss easier)
• Chaste Tree Berry Extract (shown to reduce hot flashes, rebalance Estrogen and reduce symptoms of Hormone Imbalances)
• Ashwagandha Extract (shown to ease stress, reduce anxiety, rebalance cortisol and improve mood)

There are also many health benefits linked to the bitterness of herbs such as the reduction of gas and bloating, enhanced absorption of important minerals and fat soluble vitamins, reduce food sensitivities and regulate bowel motions (amongst many others).

The research and development of Hormone Harmony took well over a year. And we initially planned on launching it in June 2019. We decided against this because were weren’t happy with the taste. So we spent another 5-months working solely on the taste. In fact, we did over 78 variations using a variety of natural flavours and tested the flavours using a focus group of 20 people to get to the current version.

Whilst you may not get the most tasting product, at least you know that you’re getting a product developed using sound research, principles and transparency.

However:

We are not ignoring the feedback from you. Without you, we are nothing, and we want to make sure you’re 100% happy and satisfied with the product. So here are the improvements we are already making to Hormone Harmony:

1. We will be releasing Hormone Harmony in a capsule format with the same natural formulation with ultra-high quality ingredients, in their science-backed doses and in their most effective forms
2. We have gone back to the drawing board with the Hormone Harmony powdered version. We will be making it taste much better. Yet that will mean a slightly less potent formula in order to achieve this goal

The new versions of Hormone Harmony will be available within the next 6 to 8 weeks time.

It’s our hope that this explanation is to your satisfaction. Please feel free to leave any feedback regarding this below. If you have a preference for the flavour you would like instead of pineapple, just let us know in the comments below 🙂

Yours in health and happiness,
Matt

Matthew Murphy
Co-Founder/CEO
Happy Mammoth
https://shop.happymammoth.co

Happy Mammoth PTY LTD,
14 Ellis Street,
South Yarra,

VIC 

I needed a tire so I kept seeing the advertisement that Seasons Tire had on there windows. The advertisement showed that, Pay $50 down and get 4 new tires. I wanted a used tire because that was all that I could afford. The Guy told me that they didn't have any used tires but I could get 4 new tires plus rims.

I told the guy that I was on a fixed income and I probably couldn't afford the tires and rims. He stated that I could. He asked for all my information so I reluctantly gave it to him. He told me that he was going to take $40 out from my bank account but he will give it right back to me. In which he did. So after the ok I started signing papers.

I told the guy that I couldn't see that well and I didn't really know what I was agreeing to. He called his self explaining the agreements to me as I was signing. After the paper work was done, I asked him point blank how much would the monthly payments be. He said that the finance company gives everyone 2 years to pay.

So I told that guy that I was on a fixed income and all I received was $860 a month. So he told me $10 a month and as long as you had the full balance paid in 2 years. He told me that I should pay more each month so that I wouldn't have any problems at the end of 2 years. I receives my pension check on the 1st of the months.

So I checked my account on the 3rd and found out that that finance company that Seasons Tire had gotten for me had taken out $461 from my account instead of the $10 that I was told was my monthly charge. I went to Seasons Tire and the guy that told me those lies was at the desk. I told him what my problem was and he told me that he was tired of people coming in there telling him about our problems with the money situations.

That told me that he I wasn't the first one that they had screwed over. I will never trust another person telling me that they is telling me what I am signing. The guy told me that he didn't tell me anything about $10 or the free towing for 2 months. I am 71 years old and they took half of my money. To keep from getting a court case about  doing something to that guy, I told him I am going to talk to a person at my bank.

The bank couldn't do anything about my money because it wasn't really a crime for what he done to me and others. But she suggested me closing that account and getting another one set up. So I did that but I had a lot of calling to do so everyone that is important to me knows that I have a different account number.

I am putting this Rip Off Report so they won't get caught up in the same situation that I have gone through with Seasons Tire located at 2971 E. 8 Mile Rd in Warren. 

I received a debt collection letter from Ad Astra Recovery Services noting Speedy Cash as Original Creditor listing a crazy amount of money owed with an account number and asked to call 1-866-3982089 to speak with a recovery specialist.

Letter also states they previously sent me a letter that sets forth certain rights I have under the Fair Debt Collection Practices Act…which they did not do.

This is a hoax and a scam. I have never borrowed money from Speedy Cash.

SUTTIE'S INSURANCE AGENCY INC: Bad customer service, failure to disclose, bad faith, fiduciary malpractice. We insured our 2nd home thru Suttie's with SafeCo decades ago. Liberty Mutual Insurance (LMI) bought SafeCo, 2008. LMI also owns: Ironshore, American Fire & Casualty, Ohio Casualty, Peerless Insurance, etc.

Our issue was our cedar fence extension, about 100' was badly damaged by a 2019 storm. LMI insulted us with a $265 offer, then applied our $500 deductible, paying us $0. Replace cost will be about $5,000. We can't afford, leaving our home vulnerable to home invasions, vandalism, increased injury risk, and difficult for us to sell. Repeated appeals by us all fell on deaf ears.

For a decade+, Sutties gladly took our premium monies for LMI, with LMI's little or no intention of ever paying claims. I emailed complaints to Sutties several times but received no response.

We investigated LMI. Since LMI bought SafeCo, SUTTIES FAILED TO DISCLOSE TO US what it knew or should have known critical to our insurance decision-making:

NATIONAL SECURITY ISSUES: Worse thing any U.S. firm can do is to betray, demean and disrespect our Country. Very big deal to us: I am a Disabled Veteran who honorably volunteered and served our Country during time of war. LMI runs despicable TV ads showing The Statue of Liberty – sacred American symbol – on one side.

On other side is a person acting or looking bizarre and/or crazy – implies that The Statue of Liberty (America) makes people act and appear bizarre and/or crazy. In many LMI ads (eg: emu ads), a garish yellowish color is prominent, which appears to closely match the color of Chinese flag stars and some Chinese cultural symbols (eg: Chinese Lantern).

DOD regards China as a major enemy of the U.S. LMI is the only "American" insurance company allowed to operate in Western China (Chongqing); means that China controls LMI. China never does anything for free. If LMI substituted its Statue of Liberty image with that of First Emperor Chin Shih Huang for the same insulting ads, for sure, LMI would have zero China market share – if not sued by China.

Disturbing complex dealings involving China (Fosun International Ltd, insurance company), LMI and its Ironshore subsidiary, Wright & Co. (previous subsidiary of Ironshore; bought, later sold by Fosun), Starr Companies, Lloyd's China platform, and CoverWallet. Wright USA writes most of the liability insurance policies for Federal workers, including CIA agents.

The personal, private and financial data of 1,000s of CIA and other Federal law enforcement officers and their families are at grave risk of compromise. Wright's database is a goldmine for China to identify and locate undercover CIA agents, and to find which CIA and other Federal employees and family members, are most vulnerable to blackmail, bribes and agent recruitment. Grave National Security risk.

CRIMINALITY ISSUES: Hard-earned premiums are not intended to pay for multi-million dollar compensation packages + golden parachutes for about 10 of its execs, fleet of 5 long-distance luxury corporate jets, state-of-the-art hangar, lavish resort stays, etc. LMI. You expect your claims to be evaluated and paid fairly, quickly, fully based on your coverage, losses – not based upon some arbitrary low-ball formula contrived by MBAs.

Again, LMI. Nor expect their claims adjusters to be financially rewarded for denying or low-balling you. Again, LMI. Nor tolerate bad employee treatment: LMI's history of not paying overtime, paying much smaller salaries/bonuses to its female employees, and its glass ceiling. Out of LMI's 54 Operational Managers, only 2 have identifiable female names! LMI abuses its female employees by duping them into doing its dirty work for their big boys who then use these ripped-off premiums to pay for lavish lifestyles.

Out of about 100 insurance firms, LMI ranks about #8 from the bottom – many LMI bad faith and breach of contract complaints. "Soaring greed at Liberty Mutual" (Brian McGrory, Boston Globe, 2012). "Liberty Mutual tries to squirm out of every claim" (Bill Shaw, 2016). LMI uses the "Pure Premium" ratio (PPR) criteria (basically, the % of total premiums used to pay total claims) to measure LMI's profitability, to evaluate its claims adjusters and their bonuses. The less claims paid, the lower the PPR, the better their evaluations and job security, and the bigger their bonuses. You get the picture.

You pay insurance to protect you from catastrophic financial losses.You rightfully expect losses to be reliably, fairly, totally and quickly paid, less deductible. Insurance firms which delay, nitpick, obfuscate, use technicalities, low-ball, refuse to fully consider losses or justify their offers are crooks. Period.

All stated herein are my opinions, based on facts known to me and to best of my beliefs. No one at Sutties nor LMI has disputed anything to us we state herein and to others since 2019, including Sutties, BBB.

Daughter went in for a tire rotation and oil change, and services were performed without her consent or pricing strucuture. The bill came it at $525, which was a shocker to her. She waited at the dealership for 3 hours and no one gave her an update or the final cost for the service. We are lodging a complaint with the better business bureau and Toyota motor corporation.