Company sends out the sketchiest two "plumbers" you could imagine. I had reported a plumbing stoppage but they looked in the toilet tank and that was it. I didn't stop them because I wanted them gone.  I immediately complained and was told they would waive the $75.  I didn't hear anything for at least a month, then I got hounded to pay the $75.00.  

August 1st I filed a claim as I had no hot water.  Two days later, still no contractor and no follow ups from them even though I was assured it was considered an emergency and someone would be out within 24 hours.  That was a month ago.

Beware of this company.  Do your research.  They will scam you, talk rude to you (if you can understand them), and hire the bottom of the barrel vendors!

This is your typical scammy online website.  The auto-renew seems to turn itself back on.  The support doesn't respond to emails.  You're lucky to get through to a person over the phone.

Typical coprorate customer service trying to do everything they can to avoid their customers and avoid taking any responsibility.

I sent them multiple emails and checked my account multiple times.  Eventually I just reported them to the BBB what else can you do.

Return policy claims that in stock rings can be returned within 30 days. My ring was in stock, but they claim it was custom made and can't be returned
I was shopping for an engagement ring that could be immediately shipped to my home address. The ring I found was in stock in the correct size. Immediately after paying for my order, the ring was shipped.

I contacted Beverly Diamonds two days ago on the phone in order to return my purchase. At first, Beverly Diamonds told me it would be possible to return, but they would have to call me back with a shipping quote. Later that day, they emailed me claiming I am not eligible for a refund. Upon purchase of the ring, they had me sign a receipt which claims my ring was custom made to a size 6. However, my ring was not custom made. The ring was in stock, which is why it shipped out immediately after purchase. They never mentioned this to me before I bought the ring, or before I signed a receipt.

Their website's return policy claims "All diamond eternity rings, bands and customized rings are non-refundable".

My ring was not custom made. If it was, my order would not have shipped out on the same it was purchased. It seems as though that Beverly Diamonds does not stand behind their own return policies, which is apparent from all complaints on Better Business Bureau's website regarding "refunds". There have been many complaints regarding customer service, returns and exchanges.

Trying to refinance house and get away from Freedom mortgage. We were up to date with payments and doing a repayment plan of an extra 500.00 a month for 6 months that was court ordered. We get paid around the first of the month due to Social Security and VA compensation. We normally get our big check around the 30 th of the month so we mail out a cashier's check the day we get paid.

In November of 2018 we mailed out four checks two on the 1st of november for November s payment and two on the 30th for December's payment. We received our January check on the 28 th of December and mailed out the two checks for January's payment. Well low and behold the check was cashed by freedom mortgage but never applied to our account until February.

In the meantime we changed our homeowners insurance and freedom mortgage wanted their money back for escrow. I contacted the old insurance company and they mailed it back to us. We immediately went to the bank got a cashier's check for $1923.46 and mailed it out. They put the check in a unapplied acct. And left it.

We had no idea we were listed as a month behind until we started to refi our home and it shows on my husbands credit bureau, they refuse to change the bureaus even after telling us in april it was their mistake now they are saying we were late and won't do anything about it. I have all receipts from may of 2018 to the present and they are all according to my records up to date.

Terry Ferguson From Upper Canada Soap Lacks Customer Service Skills!   Do Not Buy From Upper Canada Soap!   Back on Monday, September 2, 2019 @2:45 P.M., I contacted the Upper Canada Soap company by email because I Had Bought At Least Two (2) Packages of their Anti-Aging Face Sheet Mask and they were a Complete Waste Of Money!   When I Opened Up Each Package, They Were Really Messy In Trying To Get It Opened Up Properly In Order To Put It On My Face.

Furthermore, once the Mask was On My Face, it did Not Even Cover Up My Face Completely!   For Example:  My Upper Lip was Definitely Not Covered Up Fully; Not Even Half Way!   For Example:  My Neck Area Was Not Even Covered Up At All!   Do You Call This A Proper Face Mask?   I personally Do Not Think So!   In My Email: I provided the following information that I was able to find on the package for their reference and further review:   Anti-Aging Face Sheet Mask Retinol 25g / 0.88 oz Net Wt. Upc Code:  0  64323 18538  7 38 027A1 (I Could Not Read The First Couple Of Letters/Numbers)   EXP 20210501   Furthermore, I Never got a response back from anybody and so I decided to contact the company back on Tuesday, September 3, 2019 and spoke with Mr. Terry Ferguson who is their Head Of Customer, No Service!  

During the conversation he seemed very irritated and had Absolutely No Interest in Taking Care Of A Customer's Legitimate Complaint!   All he cared about was the d**n Store Receipt and he made a False Claim that everybody who buys their products normally keeps their store receipts.   Yeah Right!   Isn't The Real Problem Much More Important Than The Receipt Or Where I Purchased It From?  Obviously!  

I provided everything from the packaging and he did Not Care!   He tried to make ME Look Like I Had Stolen The Product which is Far From The Truth!   All that I wanted was some kind of Product Replacement and Not A Refund At All!   However, This Jerk Off, Idiot was Not Going To Do Anything For ME and Mr. Terry Ferguson Lacks Extreme Customer Service Skills and should Not Be Working For Upper Canada Soap!  

No Wonder Why I Read So Many Bad Reviews On This Selfish, Greedy and NonTrustworthy Company!   Stay Away From This Company Because They Are Trained Not To Help Any Of Their Customers, Period!   Thank you.  

Sincerely yours,          

Howard Paul Shore Angry And Upset Upper Canada Soap Customer    /HPS

In March 2019 Tony Henderson was paid a $12,000 deposit to complete a sewer tap project. 

-After almost 4 months of waiting, and continued follow up from us for status updates, Tony Henderson reported the delays were from the Scottsdale/City Plan Review Department.

-On 07/22/2019: We took it upon ourselves to contact Richard Sacks, Sr. Water Resources Engineer from Scottsdale, whom I have been in contact with previously about this project, referred me to John Dickson (Scottsdale, Plan Review).  In speaking with John, he reported that some plans had been submitted by Henderson Earthworks several weeks/months prior but Scottsdale had requested some minor revisions that until this date had not been rectified.

– Over the next few weeks Henderson Earthworks  continued with excuses about being too busy to address the changes and inability to manage the engineer.  In his correspondence he was extremely rude and condescending even though our communication was friendly.  We have been patient and understanding even after months of not receiving status or timely follow-ups.  Any status we received had to be solicited by us-he never volunteered an update even though he had collected such a large payment for the job.

– +5 months since the date of the signed agreement and we have not received any progress or work from Henderson Earthworks towards completing the project. Everytime we inquire, Tony is rude and, in our opinion borderline threatening in tone.  Several times Tony says, "I'm busy". Yet if we would have been told it would take over 5 months for him to initiate the work, we would NOT have paid him.

– 8/30/19: We sent an email to cancel the contract and requested return of the deposit paid since no work has been done on our property and no clear plan has been laid out to us and a week later still have no response.  We followed up on 9/2/19 with a text advising to review the email and still no response.  

-At this point we assume he has stolen the money we've paid him and has no intention of completing the work.  We have no other recourse but to file a complaint with AZROC as he is in violation of AZROC laws as a licensed contractor.  After some research we discovered he has been disciplined for violating AZROC laws in the past which resulted in suspension of his license in 2018.

-We would caution consumers when considering Henderson Earthwork Excavation services.  He has limited reviews online, and no website.  He has complaints online about poor treatment of consumers, and even non payment to his workers.  In our opinion he seems to have some unscrupulous business practices including taking money from homeowners and not completing the work he was contracted to do.

Kelly Taylor (aka Kelly Delemere) is a 38 year old actress who pretends she is in her late 20s. She runs Daisy Productions in Toronto, ON, Canada. Right now she is running an Indiegogo campaign for her new play – but unfortunately the campaign is to cover the costs of thousands of dollars she owes to debt collectors across Ontario, Canada.

These debts include old credit card debts, rental debts for old properties, and more!

Buyer beware – the money from her "theatre shows" actually goes toward paying off these debts.

DO NOT DO BUSINESS WITH EDGARDO SALDANA! SCAM ARTIST ALERT!
 
Edgardo Saldana is a great liar! When I met Ed, he said he had 5 real estate properties which he claimed he owned and were turn key properties, that were rented out and cash flowing. He used complex real estate language, and claimed that he was a real estate investor. He also claimed that he was a loan officer, and could get a loan for anyone down to a 520 FICO score using FHA financing.

He said he could help people get out of foreclosure, force the bank to do a loan modification, and completely stop the foreclosure process, and repair thier credit afterwards. He said he had access to off market properties from the bank, and had relationships with some of the top banks (Bank of America, Countrywide, Wells Fargo, etc.) On top of all that, he also claimed he was a devout christian, a believer of Christ, and that he hosts a bible study group every thursday in his house/office on 559 Clifton Ave, Clifton, NJ 07011.

I had a small fortune I had amounted and was looking for a way to invest it in Real Estate. The reason I met with Ed was because at the time, I had very little credit history, and could not get a loan or mortgage I needed on my own to buy a investment property. Ed said that I didn't need credit and he knew banks that could get it done. He was eager to work with me and we arranged a meeting to see what he could offer.

When I arrived to his home office, he showed me 5 properties that were turn key investments. He described to me these interesting and creative ways to be able to be able to finance these properties without getting a mortgage. He showed me how much I can buy them for, the market value of the properties, and how much rental income each one generated. He said he was a loan officer and could arrange financing through the FHA program for me because I had the income required.

Edgardo also stated he could "BOOST" my credit score by using "SEASONED TRADELINES" and that he could boost my FICO score to 720 at which point I would be eligible for another $250,000 in unsecured financing from angel investors, which I could use to renovate the properties, or use it to acquire more properties.

This all sounded amazing to me. At that time, we were in the midst of the real estate crisis where banks were getting bailed out by the government. Before I met Edgardo, I went to a few banks and mortgage brokers, and none of them were able to get me approved for an investment property because I had no established credit history. 

A week later we met again and we went look at properties together. He showed me a property in Clifton, in Passaic, and 2 in Newark. Some but not all of the properties had tenants in them, and although the houses were outdated, they were in livable condition. After seeing the properties, I settled on a 2 family home in on Broad Street Clifton. It was in a good nieghborhood, and needed the least amount of work. The price was very attractive, and so was the potential rental income. We met again a few days later, and we started the process.

He sat me down with his "Intern", a young gentleman by the name of Terrance. Terrance wrote my information down on a piece of paper, called the main office with my personal information (name, address, date of birth, and Social Security Number) and within minutes he had my credit report in front of him. I provided him with my past 2 years tax returns, 2 months bank statements, and my pay stubs for the last month, and a summary of my retirement and investment accounts. He assured me that he will "SHOP THE LOAN AROUND" to get the best deal, and get me prequalified within 30 days. At the same time, he would work on boosting my credit score and begin to add tradelines so I can apply for the 250,000 in unsecured credit and use a portion of that to renovate the property. At that point my work was done in 30 days I could come back and sign the Real Estate Contract.

Heres where things started getting interesting. The next month I called to check up to see if I was prequalifed and if my credit score went up. Terrance said I was "A FEW POINTS SHY" of getting qualifed and to hang in there because the new tradelines didn't report yet. Terrance promised to call me back once they "reported".

Terrance finally called me and said he found me a bank willing to do the deal, but I would have to come up with a little more Cash out of pocket for the deposit in order for the loan to pass underwriting. I met with Ed the next day eager to sign the contract and get the ball rolling. Instead of a real estate contract, he presented me with a "LAND TRUST CONTRACT" and a "EQUITY TRUST CONTRACT" where I would deposit my money into a "TRADITIONAL EQUITY TRUST ACCOUNT" to show the bank I was "SERIOUS" so I can get "PREAPPROVED" and once the transfer would take place I could sign the real estate contract and close in 7 to 10 days. He promised I would have full control of my money, and I would be able to reverse the transaction just as easily if the loan didn't go through. I did as he said, and the transfer took place a few days later in the amount $20,000 USD. 

What he failed to mention to me is that "NONE" of this was necessary. I discovered later on that after I signed the paperwork, they forged some documents with my signature, and instead of the money being transfered to a "EQUITY TRUST ACCOUNT" with me being the account owner, that they were in control of the money, and I was listed as a beneficiary. On my side, everything looked legitamate. These crooks pretty much wired the money into thier LLC, and used it to buy themselves a used BMW X3, a nice watch, and to pay thier bills. 

After 5 months of going back and forth, I had no investment property, I had lost 20,000 dollars, and Ed and Terrance both came up with more elaborate excuses and stopped answering thier phones. I would knock on the door at random moments to confront these cowards. Once a little girl would came and said he wasn't home, another a spanish lady that didn't speak english, and then after that his dog charley. His car was always in the driveway when I came. I went to the police, but they couldn't help me and said it was a civil matter I had to take up in court. Now with no money, I had to be my own personal detective.

Here is what I found out, his home office at 559 Clifton Avenue in Clifton didn't belong to him, based on tax records, it belonged to KEILA PORTOCARRERO and has been in foreclosure for a good year. While doing routine surveilance, I had caught Edgardo throwing rocks at his house in an attempt to break the windows, in what seemed to be insurance fraud.

Another interesting discovery was that none of the houses belonged to him, he wan't a licensed real estate agent, he wasn't a licensed credit repair agent, he wasn't a licensed mortage loan officer or mortgage broker. The car he bought didn't belong to him, instead he had been driving around in the car on dealer plates (which is illegal), and wasn't even a licensed car dealer. He was driving around for months in a car that didn't belong to him, on a dealer plate, that should be used only for transporting the car and for test drives only. Dealer plates are not to be used for personal recreation or for personal business.

Ed has no relationships with angel investors, no relationships with banks, and that he had swindled others the same way he swindled me. He created a ponzi scheme where the money he took from me, he used to pay off some of his other investors, pay his bills, and buy nice things for himself. He was unlicensed conducting activity "that only a licensed agent could do". What he did was he used resources from licensed real estate agents, like the logins to the MLS to access real estate listings, to pull credit reports, and to make himself seem legitimate. Everything was just a show to make himself look credible. 

One last thing, during the 5 months when I was getting to know Edgardo, he would invite me over to his bible groups every thursday evening. I would frequently attend to gain understand of my own faith. Edgardo is such a monstrous scam artist, that he would use an innocent church to gain credibilidy for himself. He would frequently solicit members of the church to be his partners in real estate, and scam innocent parishioners. Last I checked, that church had broken all ties with him. (THANK GOODNESS) And that there are a few parishioners that are also looking for him that would like to sue him.

He also committed marriage fraud. He met a Dominican woman by the name of Griselle or Giselle. Griselle has a young daughter and was living in the United States illegally. In order for her to be a obtain legal residency, she would have to marry a citizen. Edgardo and Griselle arranged a small marraige ceremony back in 2014 or 2015. Edgardo would marry Griselle in exchange for cash payments from Griselle in order to support him and his laziness.

I found out about all this because Edgardo proposed to me, that he could arrange a simillar marriage for me. He explained to me that a minimum of two years I would have to keep up appearances on social media with a "FAKE" wife, set up joint accounts, and all the small details in between to make it seem legitimate. He said he knew of girls that are willing to pay me $70,000 up front and then $4,000 dollars every month for 2 to 3 years until I divorced them. Then I could do it again soon therafter and keep the money coming in. 

The "best part" as Edgardo had stated about the Marriage fraud scheme he was proposing is that:

(1) We didn't have to live together AND

(2) I was free to date other women if I pleased. 

If anyone ever finds this animal and Master scam artist, call the sheriff, state Police, or the FBI and inform him of his wherabouts. Another good resource is the NJ Real Estate and banking commission or the SEC as he conducts unlicensed and unregistered business activity under false pretenses. Last I heard, Griselle Saldana is an "INDEPENDENT" tax preparer. Edgardo Saldana opened a new company called Spirito Capital or Spirito Real Estate. His last known place of residence is either Clifton, Passaic, Elizabeth, or possibly Newark NJ.

There is a possibility he is involving his son Nathaniel Saldana, who is a "licensed real estate agent" to attract new people to his Ponzi scheme.

Do not believe this man, and call the authorities right away. DO NOT CONDUCT BUSINESS WITH HIM. DO NOT SHARE YOUR PERSONAL INFORMATION WITH HIM. 

Tom Salter of Miami Pools took nearly $10,000 in cash. He then refused to deliver the paid for pool shell and has denied ever recieving the money. The man is a thief. Do not do business with either Tom Salter or Miami Pools. They cannot be trusted. 

The pools they do produce are very poor quality, very old in their designs. Their main pool manufacturer has left to make better designs with more water voulme. Buyer beware.

Jack Daniels Laird is a lying evil con artist. I gave his company $30, 000 worth of makeup, so he can ship to one of my biggest retailers and now my package is nowhere to be found. I spent a few days on a wild goose chase, only to find out that my product was never dropped off at usps. When I confronted him about it, he denied any wrongdoing and said to keep calling the post office.

Eventually, he told me to go f myself and to stop asking him about where are my products. Shipping label was created, but he never shipped my products. I am depressed because now I have no money left and will have to take out a loan to avoid going out of business. Please take my warning and do not allow yourself to become victimized by this sociopath.

I also found out that he is a con artist, has a lengthy criminal record and several lawsuits against him, so he has to change his legal name often… Shocker. I have uploaded a few of his convictions and lawsuits online but I cannot do all because it will take me years; considering he is a career criminal.