September 2017 I sold my iPhone 7 Plus on OfferUp for $750.

Colin asked if he could pay me through Venmo as I was selling the phone for $750 and it was after banking hours. Colin had told me he had enough in his Venmo account for the phone. I didn’t want to be scammed so I called my bank (Wells Fargo) and told them the situation. Even the customer service rep told me he had even bought and sold high valued items through Venmo without an issue. 

I knew about Venmo from my friends so in the back of my mind I’m like ok if there is a problem Venmo also has this guys information including banking information so it won’t even transfer to me if he doesn’t have the money. I downloaded the app set up my account and Colin sent me the money $750 total. 

I went onto the Venmo app and selected the option to begin transferring to my bank, I followed the steps and it said it was on it’s way and would be in my account the following day.

The next morning I wake up to an email from Venmo saying my account has been frozen and the communication back and forth with Venmo, all the way up to the corporate office began. 

Long story short, I am out $750 and an iPhone. Venmo has done nothing, they have the buyers information charge him however they need to. I will also be putting a complaint into the California Attorney General as well. Had I had known that money could be taken back at any moment like the consent agreement states, I never would have agreed to use Venmo. 

“The Federal Trade Commission has reached a settlement with PayPal, Inc. over allegations that the company told users of its Venmo peer-to-peer payment service that money credited to their Venmo balances could be transferred to external bank accounts without adequately disclosing that the transactions were still subject to review and that funds could be frozen or removed.” 

https://www.ftc.gov/news-events/press-releases/2018/02/paypal-settles-ftc-charges-venmo-failed-disclose-information

Tool bag city! A complete collection of tool bags, which is exactly what  this group of clowns should be lugging to work with themselves every  day along with their lunch boxes and hard hats. And that’s only the  principles. Watch your back when you’re in the water, because nobody there is going to. d**k fossa is a closet homosexual who’s closet keeps creeping open further every day. Watch your backside!

Want to know how you know when something isnt exclusive….When they have to tell you it is. This is not an exclusive beach club. Its a beach club where a bunch of losers decided the only way they’d ever get anybody to believe they’re anything is to go around telling people they are and then get their friends to be part of it. STAY HOME.

Want to know the test of whether the dunes club is exclusive or not?….Any club that would have cranston attorney, false report writer, election rigger, former town of narragansett solicitor, criminal, and all-around POS, robert murray as a member is NOT exclusive. In fact, its just the opposite.

Ripoff Report Verified™ REVIEW

EDitor’s UPDATE: Positive rating and recognition has been given to Grand Teton Profesionals for its full commitment to quality customer service.

Ripoff Report’s discussions with Marcio Andrade LLC have uncovered an ongoing dedication by the company to total client satisfaction. This means that clients can expect that the company will work towards finding a mutually satisfactory resolution to any concerns. Marcio Andrade LLC listens carefully to client concerns and sees them as an opportunity to learn from past mistakes and become more efficient as a company in the services offered and the support for those services.

One of the things Ripoff Report learned in the course of its review is that typical customer feedback reads, “Marcio Andrade LLC helped me to meet my goals”, “solved my problems with speed and assurance”, “exceeded my expectations”, “Got me more than I thought I could qualify for…”.

Ripoff Report Verified™ .. part of Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program.A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business..

The information provided in this report below is based on comments made by Douglas Filter & Marissa Schwartz during an onsite inspection held by a third-party verification company with no biases towards Marcio Andrade.

Marcio Andrade is a mother company that manages and operates a suite of sister companies and websites. These websites all offer slightly different services that help people get financing personally or through a business. Douglas Filter stated the following about his company, “they are sensitive to people who come to us that need money. Normally these people that come to us are desperate or have had problems with credit. That has resulted in a couple of our brands or companies working to help them restore credit. We started about 9 years ago helping people get funding.” Two of these sister companies are Top Tradelines and Wholesale Self Corp which operate under Marcio Andrade. Wholesales Self Corp focuses on aiding people who are interested in owning a corporation. Mr. Filter expressed the motive behind Top Tradelines, “it allows us to add the qualified person onto the tradeline. We try to add them before it gets reported to the credit bureau, but it can affect the timeline. If it hasn’t posted in a couple of weeks, we do have a database that we can look and find one that will post faster. We want them to get the service and credit boost.” Marcio Andrade goes above and beyond to ensure that their clients are able to get financial assistance from a variety of methods.

Leads for Marcio Andrade are primarily obtained through social media marketing. They keep a list of individuals who have viewed their website or applied for a financial service and reach out to help foster that interest. Mr. Filter expressed the sales and services process once an individual has decided to utilize their services, ” if you come in on Marcio Andrade, the website would give you the full range of brands and it would take you to the individual website. What you would do is pick what you are most interested in. That would take you to the brand website as well. You would read the info on the website, the faqs. Common concerns people have concerning our web sites. We explain all of that with caveats. It depends on how long it takes the credit bureaus collect the data once you are attached to a credit card. It always pulls up the person’s credit data.

CUSTOMER CARE & COMPLAINT RESOLUTION – MARCIO ANDRADE

During the on-site interview, Mr. Filter was asked to describe a situation where a client was not satisfied with the level of service they received. Mr. Filter expressed that their most common complaint arises when potential clients are unsure as to why they need to submit a current credit report. Since this is a required measurement for certain programs Marcio Andrade will recommend credit cleanup programs or different programs that do not require a credit check.

When asked to comment on complaints posted on Ripoff Report’s website Mr. Filter stated the following, “We have a database for everyone that has ever talked to us. I cannot find that file or any reference to him in that file. He refers to us in reference to EZ Unsecured and a person named Leo Davis. We are in CT not in NY. We’ve never been to NV. We did have a broker that was in Las Vegas that set up ghost sites that looked like ours, had different names. He made friends with someone at the Call center that would send leads to him and he would move over to his own company. When people would call in wanting to know where their work. We didn’t have it in the database and they would start talking about websites like ezunsecured.com and they are not our websites. Of course, the first thing we did is offer them services so they get something. We can’t refund them the money as we didn’t pay the money. He took text directly from our website and used text scape to prove it was originally taken from our website. We got a non-compete against him as he was a broker for us that signed a contract with us. There are people out there like unsecured that look like us but are not us. The Ripoff Report is not us. I know exactly who ripped these people off.” In order to further assure future and current clients, Marcio Andrade has a surety bond posted on each website. You can read the surety bond and have the option to report any misconduct from there. Mr. Filter additionally stated, “we have a reputation management group that ensures that the message gets out correctly and truthfully. We put our TOB out in front for everyone to read. We ask them to check that they have read them before they go into business with us. We want them to be aware that they know what our refund policy and our privacy policy is. It’s transparent, it’s not hidden, it’s not fine print.”

When asked what type of changes they have made to honor their commitment to making things right with the consumer per the request of Ripoff Report, Mr. Filter stated, “one thing we do is we look at those complaints. It’s hard to determine who these people are especially when they are complaining about us, but the company isn’t us. I do training for the sales reps and the experts that work with clients. My experience now includes that they go over the timing problems the scheduling issues with Top Tradelines. With Wholesale Shelf Corp, I don’t want to sound arrogant but we don’t have any complaints. The one on Ripoff Report that is out there is not us. We try to inform consumers if they come to us with really bad credit, Tradelines isn’t going to work for them. If it’s not going to work, we will recommend credit repair or something that will help boost them to Tradelines. I train my people to tell someone they may not be a good fit for Tradelines and will ensure that they won’t get into something with pitfalls.”

Marcio Andrade is proud to be a part of Ripoff Reports Corporate Advocacy Business Remediation and Customer Satisfaction Program, “I like the advocacy program because it gives us the chance to show we are a responsible corporation and we take complaints seriously. It gives us a voice that is a little stronger against Ripoff Reports. The complaint is always at the top of the page, our response is an afterthought. Learning what the consumers are complaining about and working with Ripoff Report we can become a more responsible company and more proactive…the internet allows people to free speech. As long as we have a voice to be able to respond and provide evidence. That’s all we ask.”

MARCIO ANDRADE – STATEMENT FROM THE PRESIDENT

“ I joined Marcio Andrade three years ago as a marketing writer, eventually developing videos that explained the process, content on the websites that helped people understand our services, and ultimately became the President of the company when the CEO moved on to develop new products and services that will help people in the future. I believe in our people, our commitment to help people get the funding that they deserve, and even the playing field when they come to us with credit issues.

Our people have integrity, they work hard to do right by our clients and they are promoted when we find their talent and compassion better meets our customer’s needs.

I am proud to be part of this company, and pleased to be part of the Ripoff Report Corporate Advocacy program, so we can better deal with issues important to people who have problems, and help find solutions that work for everyone.

STATED IMPROVEMENTS FROM MARCIO ANDRADE

Marcio Andrade LLC recognizes that complaints posted on Ripoff Report (whether true or not) are issues that need to be addressed, not ignored. If handled correctly, complaints can be valuable learning opportunities. With the feedback generated by Ripoff Report’s review, Marcio Andrade LLC has made organizational changes allowing its clients and employees a more streamlined approach to problem resolution and a commitment to a great client experience.

In summary, after our review, which included discussions with Douglas Filter, President, Ripoff Report is convinced that Marcio Andrade LLC is committed to quality delivery of services resulting in total client satisfaction.

How does a business get Ripoff Report Verified™

The member business allows Ripoff report to email everyone from the past. Those who respond to Ripoff report with a valid complaint must be take care of. They have made a commitment that if anyone contacts Ripoff Report in the future, they will make things right within 14 days. The member business must err on the side of their customers. Otherwise the member business is off the program.

Ripoff Report has determined that Marcio Andrade meets Ripoff Report Verified™ standards which include a commitment to make a good faith effort to resolve any consumer complaints. Members of the Corporate Advocacy Business Remediation and Customer Satisfaction program do pay a fee for our on-site review, 24-hour monitoring and for support with customers to resolve any disagreements.

Ripoff Report sends a 3rd party service to do an onsite inspection of the new member business. The on-site inspection / review does not mean that the products or services offered by the business have been evaluated or endorsed by Ripoff Report, and has not made a determination as to the business’ product quality or competency in performing services. We can verify, that Ripoff Report went to the business, verified their business or “work from home business”, there for, if a customer in the future does not get treated correctly, Ripoff Report can get the problem resolved. If not, and the customers is right, the member business will be taken off the Corporate Advocacy Program. Remember, Ripoff Report emailed every customer from the past that filed a complaint to make sure the member business made things right with customers from the past. Again, to err on the side of their customer, those from the past and those in the future.

Read more about why consumers should feel confident when doing business with a member of Ripoff Report’s Corporate Advocacy Business Remediation & Customer Satisfaction Program. Yes, it’s a long name for a program that does a lot for both consumers and businesses alike.

Read about Ripoff Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, a program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. This program works.

As a matter of policy, when a business becomes a member of the Corporate Advocacy Program they agree to allow Ripoff Report to contact every client who filed a complaint so they can make things right with them. In order to confirm that the complaints were resolved, Ripoff Report is copied on all responses so we can insure that the member business did right by their customer.

NOW TO THE ORIGINAL REPORT THAT WAS FILED

——————————————————————————-

TOPTRADELINES.COM WHOLESALESHELFCORPSFASTCASH Coral Gables Florida

I signed up wiith toptradelines as a broker and signed up several customers.

These clients paid each $5200 for several tradelines with funding option. These tradelines took several months to post eventhough my clients were told 30 days maximum and they kept making excuses for the delay

during that time they kept pulling these clients credit with a hard pull that caused their credit to incurr so  many inquiries

after 4 months the trades finally posted but the previously posted trades had already been closed and the client was not able to do anything with the tradelines

When they started the funding, nothing was approved but they started harrasing my clients to send proof that it wasn’t approved.

They are not in the US so the bank applications were showing Philipines as IP address which is where they are located so they banks suspected fraud also

They also refused to make it right by giving them refund or redoing it.

They started giving my clients the run around,I lost my clients instantly as I couldn’t deliver

My clients were threatened not to request a charge back else they will mess up their credits

Marcio Andrade is the owner and a big fraud

Lorraine

and the rest are all fraud

They will call you through Skype and will never pick up their calls

Please do not purchase any thing from this company

This is the worst promoter ever born. Lawrence Floyd will waste your time and never pay the artist and his attitude is as if he rules the world he is full of it.

AVOID IQCENT – THEIVES!!

The website is constantly crashing. They don’t seem to have a stable liquidity provider. Their features (rollover, fixed time) are buggy and stop working whenever. Support does nothing to help and if you lose money they don’t care. I then tried to withdraw my money from them, and I was contacted by my ‘account manager’ saying that I couldn’t withdraw so much. Then I had a magical wait period of 5-7 business days before I could withdraw my money. It’s been over 3 weeks and they have stopped replying to me, but keep denying my withdrawal requests.

There are multiple times where I lost money because of “random” spikes right before the time deadline. I tested the accuracy of these spikes by watching the same currency or commodities on another platform and learned that the spikes didn’t exist on the other platforms. IQcent is based in the Marshall Islands and they also take a long time to withdraw your money.

Summer is on its way and trees are continuing to grow. If you’re one to call for help to get your yard worked on, this is one scam alert you will want to take notice of.

Troy Preston Jowers, whose last known address was in Live Oak, has been making the rounds in four counties, including Madison County, and scamming citizens out of their money and time. According to alleged victims, Jowers, who works under multiple business names, makes a verbal agreement to do yard work. Jowers then does only partial work but requires full or partial payment on the first day after letting the client know that he or his crew will be back at a specific time in the following days. The real scam is when he never shows back up and the client’s money is gone.

According to Madison County Sheriff’s Office (MCSO) Sergeant Bobby Boatwright, he had Jowers arrested in Clay County for attempted exploitation of the elderly. The Florida State Attorney’s Office, however, did not support the charge and stated that the whole matter is a civil case. In Clay County, according to the victim, Jowers was charged with petit theft and was made to pay back the amount the client was defrauded for. The victim stated they settled out of court for approximately $630 and has yet to see the money. Sgt. Boatwright informed Greene Publishing, Inc. that Jowers called him, stating that he had done nothing wrong. Boatwright invited him to come to the MCSO to provide a sworn statement, but Jowers has not appeared.

In total, the verified number of cases varies. Jowers has potentially scammed three Hamilton County residents, three Clay County residents, and four Suwanee County residents. According to Boatwright, Jowers has attacked Madison County twice.

According to a Madison County resident who has had first-hand experience with Jowers, at the end of April, he was traveling home when the truck ahead of him was a slow-traveling vehicle he had not seen in the area before. The resident stated Jowers pulled over and waved him by. The resident pulled into his driveway and got out to check the mail to scout out who the person was in the truck. He then stated that Jowers pulled in behind him and got out of his vehicle.

Jowers stated that he was in the area looking for business ahead of his crew and was not trying to cause any harm. Jowers also stated that his father passed away and was trying to pay bills. An estimate of approximately $1,600 was given to the resident and the resident agreed to the work.

The resident stated that he was suspicious of Jowers and called MCSO to have a deputy run his information. He then stated that “Jowers went bezerk.” Around 2 p.m., about 45 minutes after Jowers began his work, Jowers informed the resident that he had to go pick his child up from school in Live Oak. Jowers stated that he needed half of the money today and will have his crew return the following morning to complete the work. The resident wrote the check but did not see Jowers the following day.

The resident was able to reach Jowers once in the following days. Jowers stated that he had been so busy and was surely going to arrive back in Madison County the following Monday to complete the work. However Jowers has not returned.

The complaints in Hamilton, Suwannee, and Clay counties are similar to the Madison County resident’s complaint. Jowers is currently targeting senior citizens with an average age of 72.5.

Jowers operates under a multitude of names: Troy’s Tree Service, Jowers’ Tree Service, Preston’s Tree Service, Big and Tall Service, Tree Guys, Get-R-Done Tree Service, and Oaks Tree Service. If Jowers shows up in your yard to offer services, you are asked to call the MCSO at (850) 973-4151 and have him removed from your property.

Proud American Vanlines subsequently brokered the actual move to Vango Van Lines (“Carrier”). Shipper was not involved in the selection or approval of the Carrier nor were their qualifications to complete the move in a professional manner provided. Brokers failed to provide a list of Carriers they use on their website/advertisements as required by law. The resultant move was subject to delays, damaged/lost/stolen items and missing boxes. Boxes were opened and items removed

Shipper was 1.5 days late on the pickup after being confirmed by Proud American.

Both Broker and Carrier did not provide us with a copy of the “Your Rights And Responsibilities WhenYou Move” pamphlet and the “Ready to Move” brochure.

Law requires:

Carrier did not provide a copy of a published tariff. The Law requires that movers provide notice of the availability of the applicable sections of their tariffs for shipper’s examination or have copies sent to them upon request. Sec. 375. 213

Carrier must provide an inventory of all items involved in a move, assigning each item an identification number. Sec. 375.503
Requires that a Carrier prepare a bill of lading. Sec, 375.05. When asked for a copy the “Driver said what I have no carbon copy”.

Allows shippers to sign partially completed orders for service, bills of lading, at origin provided it contains all relevant shipping information except the shipment weight and any other information necessary to determine the final charges for all services performed. Sec 375.505

No weights were given:

The Carrier did not provide an opportunity for the Shipper to observe the weighing.

No initial tare weight was given when the Carrier arrived

No weight was given when partial delivery was made
I asked the mover to re-weigh the shipment and they refused. The Law requires that the shipper’s waiver of the right to observe a re-weighing be in writing. Sec. 375.515

I asked Driver for the weight of load or copies of weight tickets, not provided.

The pick-up and delivery had numerous problems including:

Carrier did not notify Shipper of a delay in picking up the goods and showed up on the last possible day2-1/2 hours later than promised and did not have a big enough truck, requiring a 2nd trip to finish thepick-up.

Carrier decided to split the load and deliver one load on one day and another load four days later.

Carrier did not deliver all of the goods nor will not provide their location.
Shipper was not notified of a delay in the delivery of the goods.

When the deliveries were made the Shipper was not afforded the opportunity to sign off on each itemand to note any damages, missing items or opened boxes on the bill of lading. The bill of lading was never provided to the shipper until final sign off was made and with no time to mark it up.

Smashed items that were later found in the truck

Shipper provided 35 shipping blankets which the shipper wrapped around furniture and other items.The tags were placed on the blankets by the Carrier. The Carrier took the blankets with them with the tags so it isn’t possible to correlate to the bill of lading.

None of the boxes were identified on the bill of lading beyond “box” but didn’t show location or anyother notes so Shipper cannot identify what was in the missing boxes.

Items were stolen from belongings that were indicated as not to be shipped by the Carrier including, but
not limited to:
a. Watches
b. Cuff Links
c. Cash
d. Coins

Shipper has prepared a list of damaged items and opened boxes since he wasn’t afforded the opportunity to mark up the bill of lading as the items were unloaded.

Carrier stopped the delivery 3 times on the first delivery therefore losing 3 of the 4 laborers that were hired via Craigslist before the delivery was complete.

We were disparaged by the movers boss to laborers on a speakerphone call
Delivery driver stated “Sam” – “We broke all your stuff.”

An explanation of the problems could be the Carrier and its procedures:
Hired workers off Craigslist – Some of which were homeless, sleeping in their cars, obviously not professional movers

Driver got into verbal altercations with moving labor hired over not being paid.

Damaged several areas of both the pickup location and the delivery location

Verbally assaulted Shippers calling them liars

Smoked inside the pickup location

Left food trash, cigarette butts and other trash at the pickup and delivery locations

Hired workers off Craigslist – Some of which were homeless, sleeping in their cars, obviously not professional movers

Driver got into verbal altercations with moving labor hired over not being paid.

Damaged several areas of both the pickup location and the delivery location

Verbally assaulted Shippers calling them liars

Smoked inside the pickup location

Left food trash, cigarette butts and other trash at the pickup and delivery locations

This company is a fraud and a scam.

I went on their website 1 day and thought I was getting a free trail and only used that 1 day. 13 months later my fiance noticed charges on a statement and we contacted them they issued very small refund and as a result I have filed  complaints with ftc, attorney General, fbi online fraud, and a few other gov complaints.

I have even hired an attorney. They never ounce sent me any email stating I was in a subscription or that they were taking money out of my account. They have been a pain to deal with beware they are deceiving people this is fraud.

Maria, a social worker at the Ronald McDonald House said she and the staff were afraid of black males. My son has autism. He was receiving treatment from the University of Utah. The director of family housing said they didn’t like black males, and said I couldn’t book a room, while my son received treatment. They released him from the hospital too early.

He was disoriented and almost hit by a car. Maria said I could bring him to the Ronald McDonald House. Once he arrived, María and Kris said they didn’t like black males, and threw him into the street.

Thanks for supporting The Adrenochrome Witch documentary.

In addition to mocking scatology, I have listened to women from Canada, Iceland and in addition white and Hispanic women tell me independently they have been raped by the Tucson Police and a Detective.