One year ago, I signed up for a dental credit card. It was called, Care Credit under Syncrony Bank. Cabrillo Dentest recomended them. I was given a promontional rate of zero interest. After a year, to be charged 26.99%
Instead, (after one year of on time payments, at twice the minimum,) I was charged the entire interest amount for the past year. This was not a promotional better credit card. This was a subprime "bait and switch." I had a $1090.00 balance and charged $390.00 in one month!!!!!!!!!!!
The reason why I signed up for this card was "zero interest the first year." The fine print did not disclose charging all the back interest in one lump sum, a year later.. Nobody would voluntary sign up for this outrageous fee, if they had all the information. FRAUD.I fired the Dental Office who recommended them.