This company took an application for pre qualifications to see if me and my daughter and her husband would qualify for their lease to buy program. We passed the pre-qualification stage but as soon as I submitted the Application and paid their required fee of $99 they turned right around and denied our application within hours only after sending an email stating that it would take five days to review and get back to us.
They further stated that our combined FICO score did not meet their requirements…their requirement is 580; however, with 3 people on the application, I do not see how our combined weighted FICO score does not meant their requirement and they refuse to explain this to me. I have requested my money back and they refuse to refund that as well.
I believe that they knew they were not going to approve our application in advance and when they stated that we pre-qualified. This is a scam people…they say you qualify then when you pay their fee, they deny your application and say that there are no refunds. Scam!!!