Do not do any business finance or personal finance with this individual or company. They tell customers they must join a phony membership and pay a fee to get financed. Hardly any of them ever get financed and no member's fee is ever returned.
They also lie to their agents about who they are and what they can do, misleading them! They also do not pay their agents what they are owed and promised! Theft by deception and misleading customers and agents!