Synchrony Bank Care Credit I was given $1500 “care credit” paid over twice the minimum amount due. One year later I was charged $390 for deferred interest. I was NEVER told if the entire balance was not paid off in a year they would charge all the back interest.Orlando Florida

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One year ago, I signed up for a dental credit card.  It was called, Care Credit under Syncrony Bank.  Cabrillo Dentest recomended them.  I was given a promontional rate of zero interest.  After a year, to be charged 26.99%

Instead, (after one year of on time payments, at twice the minimum,) I was charged the entire interest amount for the past year.  This was not a promotional better credit card.  This was a subprime "bait and switch."  I had a $1090.00 balance and charged $390.00 in one month!!!!!!!!!!! 

The reason why I signed up for this card was "zero interest the first year." The fine print did not disclose charging all the back interest in one lump sum, a year later.. Nobody would voluntary sign up for this outrageous fee, if they had all the information. FRAUD.I fired the Dental Office who recommended them.